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Frequently Asked Questions

Learn more about your transition from Bank of America to First Financial Bank

In mid-July you should have received a new account packet in the mail that included your existing Bank of America business account name and your new First Financial Bank account name and number, as well as a Terms and Conditions booklet containing details about your new account. If you did not receive this important information, please call our Customer Contact Center at 800-511-0045. Hours are Monday through Friday from 7:00 a.m. to 5:00 p.m. and Saturday from 8:00 a.m. to noon Central Time. You may also email us at

For more details about the transition, this page provides answers to questions you may have.


When will the transition of my business accounts take place?
Your Bank of America accounts will transition to First Financial Bank at the close of business on August 16, 2013. Please view or print this Timeline of Important Dates to plan for your banking needs before, during and after the transition.

Will my account number change?
Yes. The new account packet you received in mid-July included your new account number.

How are my business accounts changing?
We have made every effort to match your Bank of America business account(s) with comparable First Financial account(s). The new account packet you received in July outlined features of your new account(s); you may also visit the Business Banking section of this website to learn more about all of the accounts and services we offer. To give you time to consider other First Financial account options and make changes if you wish, monthly service charges on transitioning accounts will not begin until October 1, 2013.

When should I order new checks?
You will receive a special offer in the mail for business check orders the week of August 19. Your current checks will be processed for a limited time.

How will the transition affect my business ATM or debit card?
You will receive a new card with a new card number in the mail from First Financial in August. A new Personal identification Number (PIN) for your card will arrive in a separate mailer a few days later. The card mailer will include instructions on when to begin using your card.


Will my Bank of America overdraft protection automatically transfer to First Financial?
If you use a Bank of America checking or savings account for overdraft protection and this account is transitioning to First Financial, you need not take any action. Your overdraft protection will automatically transfer to First Financial.

If you have a loan, credit card or deposit account NOT transitioning from Bank of America attached to your business checking account for overdraft protection, this service will be discontinued on August 16. To re-establish overdraft protection for your business checking account at First Financial, call us at 800-511-0045 or visit any First Financial banking center on or after August 19.


What should I do about my automatic deposits and payments?
First Financial Bank and Bank of America are working together to ensure a smooth transition of these types of services. However, there are steps we ask you to take.

With this transition, there will be a new bank routing number for your account. First Financial Bank's routing number is 074900356. Please contact recipients of automatic payments made from your account or sources of automatic deposits to your account to make sure they start using the First Financial routing number and your new First Financial account number on or after August 17. Taking this step will help ensure that your automatic deposits and payments continue without interruption.


Will my accounts automatically transfer to First Financial Online Banking when the transition is complete?
Yes, if you are enrolled in online banking with Bank of America, you will have online access to accounts that have transitioned to First Financial beginning Sunday, August 18 at Please watch your mail for a letter with your new First Online user ID and password. If you do not receive this letter by August 15, please call us at 800-511-0045.


What should I do about incoming wire transfers?
On or after August 17, please provide senders of incoming wire transfers with your new wire transfer instructions, including First Financial's routing number of 074900356, to ensure that transferred funds are processed and posted to your account. Beginning August 17, Bank of America will return incoming wire transfers to the sender for accounts that have been transitioned to First Financial Bank.


Where can I find First Financial banking centers and ATMs?
To search for First Financial locations by zip code or city and state, use the Find a Branch or ATM search feature on the upper lefthand side of this page. Click here to see a map of the cities in our service area. First Financial is in the process of acquiring Bank of America branches in the Illinois communities of Benton, Charleston, Hillsboro, Mattoon, Mount Vernon, Salem and West Frankfort. Click here for a list of these locations. To see a complete list of current First Financial branch and ATM locations, click here.

Can I still use the same local ATMs following the transition?
Yes, ATMs at the branches First Financial Bank is acquiring will become First Financial ATMs. The transitioning ATMs will be fully functional on August 20 at noon Central Time. You can use your FirstPlus Check Card or ATM card at any of the more than 100 First Financial Bank ATMs in Indiana and Illinois without a service fee.

Will I be able to work with the same bankers and tellers I'm used to seeing?
Yes, after the transition, the familiar faces you know and trust will still be there to serve you. First Financial is pleased to welcome these experienced staff members to our team.






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