A couple enjoys an afternoon shopping at the mall.

Welcome to your Rewards!

The First Financial Bank Rewards! program is an easy way to earn combined rewards points using your  FirstPlus Visa® debit and/or First Platinum Mastercard® credit card for all your everyday purchases! From fuel to groceries to utility bills, your everyday purchases will really pay off.

We value you and appreciate your business. As a cardholder, you are automatically enrolled in the First Rewards! program. You begin earning points right away. Just create your First Rewards! account to check your points balance and redeem what you've earned.

Use your card—save and earn bonus points. You earn points for each signature and swipe transaction made with your card. PIN and ATM transactions do not earn rewards points.1

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Your points, your perks, your way.

What types of things can be redeemed for points? You can redeem your points for travel, gift cards, merchandise, experiences, environmentally friendly products, charitable donations and even cash back.2

Two rewards cards, one First Rewards! account

Your FirstPlus Visa® debit and/or First Platinum Mastercard® credit card rewards points are combined, giving you more opportunities to redeem them for the merchandise and perks you want and deserve!

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Earn even more.

Earn bonus points with our exclusive perks!

5x points at our Perks Points Mall

Shop our online network of over 500 top national and regional merchants and be rewarded even more. You will earn five times the points on all purchases made online after selecting the links to the merchants through the Perks Points Mall. Many merchants offer exclusive discounts on top of the bonus points.

3x points at our More Points superstore

Earn three times the points on all purchases including brand name merchandise and popular gift cards for dining, entertainment, shopping and travel related expenses including hotels, fuel, and car rental.

Save big with Daily Deals!

We’ve pooled local deals into one easy to access location. Save big on dining, shopping, fitness and more!

Cash back

Rewards! offers you the flexibility and freedom to spend your reward any way you want. You may choose to receive an account credit that will be applied to your rewards account3 or choose to redeem for our prepaid card that can be used at millions of locations. Treat yourself to a fun evening out, gift a friend or family member or get a little extra something you’ve always wanted. Remember, the more you spend the more you earn!

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Access rewards and perks.

Click or call to redeem your points anytime



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Go mobile!

Visit the Rewards! website on your mobile device and save it to your home screen for easy access. Review your account statement, browse rewards and redeem points!

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Sports equipment, bags, electronics, and beyond. Shop to find your latest must have!

Micheal Kors wristwatch
Boconi bag
KitchenAid mixer

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  • Rounds of Golf
  • In-home session with a personal trainer
  • White water rafting


  • Wine lover's getaway
  • Luxury ski getaways
  • Two-night stay in Las Vegas


  • Stock car racing ride along
  • Hot air balloon ride
  • Private couple’s cooking class

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Gift cards

Redeem points for gift cards from some of your favorite retailers! Here are just a few examples!


Olive Garden logo
Starbucks logo
Applebees logo


Disney logo
AMC Theaters logo
GamesStop logo




Old Navy logo
Best Buy logo
Macy's logo

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Airline Tickets

Rewards! offers you the complete freedom to choose when and where you want to travel. With few points, you can choose to travel to the warm sandy Miami Beach, sample Cajun cooking in New Orleans or see Broadway shows in New York City.

Enjoy these great benefits

  • Round-trip flights
  • No blackout dates
  • Flights on major carriers
  • No complicated frequent flyer programs to join

Book airline tickets online

You can redeem your points for airline tickets online!
It’s easy, simply log in to to your Rewards! account and click on “Online reservations” under the travel category to get started.

Discount airfare

You can redeem your points for a discount off any scheduled major international or domestic airline ticket.

Vacation getaways

Whether you’re preparing for a family trip, romantic getaway or a staycation, Rewards! has all the options to make your getaway memorable.

  • Hotel gift cards
  • Car rental gift cards
  • Resort packages
  • Cruise packages

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Need help?

Customer Experience Team
(800) 511-0045

Monday through Friday
8:00 a.m. to 7:00 p.m. ET

9:00 a.m. to 2:00 p.m. ET

Online Banking Questions

Customer Service Questions

Send a secure message inside First Online Banking
Log in > Go to Secure Forms in top navigation > Secure Email

Locate Us

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1PIN and ATM transactions do not earn Rewards! points. FirstPlus Visa® debit card signature and swipe transactions earn one point for every three dollars spent. First Financial Platinum Mastercard® signature and swipe transactions earn one point for every dollar spent.

2The third-party trademarks referenced herein are owned by and are the registered trademarks of their respective third-party owners. There is no affiliation, sponsorship or endorsement relationship between First Financial Corporation, and any such third party.

3Points will automatically be subtracted from your account and a credit will appear on your Rewards! Account within the next two billing statements after your order was placed. Featured Rewards! samples are available at time of original page publication. Selection may change at any time, without notice. The Rewards! program Privacy Policy and Terms and Conditions are available at the Program's website on the bottom of each page upon login.


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