Father and daughter enjoy a goofy selfie while playing in homemade indoors tent. Image text reads Make your home betterfor them. With a loan that’s better for you.

First Financial will help make the home of your dreams possible.

Apply for a home equity loan* or line of credit** at First Financial Bank before June 3rd and you’ll pay
no closing costs.



Spend the money on yourself or the house


There’s a lot of equity sitting in your home. Put it to work for you with a Home Equity Loan or Line from First Financial. We offer competitive rates and local service combined with the ease of our online application process. And, for a limited time, we’ll even waive your closing costs.


Learn about our home equity loans Learn about our home equity credit lines
Apply for a home equity loan now

Find the loan that fits you best


First Financial will help make the home of your dreams possible with our wide range of home equity lending options, great rates and local service. You’ll get the convenience of applying online combined with the ongoing personal service online lenders can’t give you.


Have Questions? Want to Chat?


  • Call us at 800-511-0045 for more information.


    Monday through Friday
    8:00 a.m. to 7:00 p.m.
    Eastern Time

    Saturday, 9:00 a.m. to 2:00 p.m.
    Eastern Time


Valid on applications submitted before June 3, 2017. 

*Rates, terms and conditions effective as of April 19, 2017. This offer is for a fixed-rate, fixed-term home equity loan and is subject to credit approval. The offer is limited to new home equity loans secured by single-family, owner-occupied homes. Property insurance is required and flood insurance may be required. Interest may be tax-deductible; consult a tax advisor regarding the deductibility of interest. Other restrictions may apply; see bank for details.
 
**Limited-time offer for new home equity lines secured by single-family, owner-occupied homes. Approved credit and loan to value (LTV) of 85% or less required. The annual percentage rate (APR) is variable and indexed to the Prime Rate as published in the Wall Street Journal, plus a margin of 0% to 2%, depending on the LTV and repayment plan option. You will receive a .25% discount on the APR when you have your monthly payment automatically deducted from a First Financial account. As of publication date, the Prime Rate is 4.00%, which with a 1% margin equates to an APR of 5.00%. The maximum APR will not exceed 21%. If you make only the minimum periodic payment, a balloon payment may result. Property insurance is required and flood insurance may be required. Consult a tax advisor regarding the deductibility of interest.

First Financial Bank NMLS# 401915


 

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