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Turn everyday purchases into exciting rewards with the First Platinum MasterCard

Carry the card that offers
Platinum prestige and privileges 


With First Financial Bank's new Platinum MasterCard,* you'll enjoy a competitive annual percentage rate (APR) and earn rewards points with every purchase you make. The points can be redeemed for rewards you'll really want, including brand name merchandise, entertainment, travel, gift cards and more!


Offers subject to credit approval

  • 0% introductory APR on both purchases and balance transfers for six months.**

  • 500 bonus rewards points if you sign up to receive your monthly credit card statement electronically. 

With the First Platinum MasterCard, you also receive exceptional convenience and service. You can make a payment in person at any First Financial banking center. Plus, if you have a question or need assistance, local representatives are ready to help.


  • No Annual Fee

  • Zero Fraud Liability. You will not be held responsible for unauthorized purchases made in a store, online or by phone.

  • Price Protection. If you find a lower price on something you bought with your card within 60 days of purchase, you may be eligible for benefits under this coverage.

  • Extended Warranty. Receive double the coverage period of the original manufacturer's warranty, up to a maximum of 12 months on most items purchased with your card.

  • Auto Rental Collision Damage Waiver. MasterCard provides secondary collision damage waiver on most passenger vehicles.

  • $1,000,000 Travel Accident Insurance. Receive travel insurance for yourself and immediate family members when you purchase scheduled travel tickets with your card.

  • Earn Rewards! When you make all of your everyday purchases with your card, the rewards points will add up. Use them to treat yourself to a night out, buy a gift for your family or get that little extra something you've been wanting. Browse the large variety of options available and learn how to earn bonus rewards points at


The First Financial Platinum MasterCard is a chip card. A tiny EMV chip embedded in the plastic makes it virtually impossible for fraudsters to steal your card information when you make a purchase. Each transaction with a chip card generates unique data that cannot be used a second time.

Not every retailer has the new chip card readers, so your card will also have a magnetic stripe on the back that can be swiped to make a payment.

*Cards are issued by First Financial Corporation and are subject to credit approval. MasterCard is a registered trademark of MasterCard International Incorporated.

**After the introductory six-month period, the APR on your purchases and balance transfers will be 12.99% to 22.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. 

What would you like to do?

Click to apply for a card now

  • Apply online anytime. 
  • Visit any of our banking centers to apply on the spot with a Customer Service Representative.
  • Pick up an application to complete at your convenience.
Click to manage your credit card account

  • Review card activity
  • View statements
  • Make a payment
Click to check your rewards points balance and browse the rewards catalog

  • Browse rewards
  • Check your point balance
  • Redeem points


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