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Image element featuring a closed padlock laying over a gold credit card at an angle. Text reads Get more from your checking for less than you're expecting.

First Benefits Plus Checking

Our Ultimate Checking Account
First Financial is excited to introduce First Benefits Plus, a new checking account that can help you save money and increase your peace of mind for just 20 cents a day or $6.00 a month.

Among the outstanding benefits you'll receive with this account is comprehensive identity theft protection services. According to the Federal Trade Commission, 19 people in the United States become victims of identity theft every minute. Are you protected?

Identity theft protection is just one of many security and savings benefits that add real value to your First Benefits Plus checking account. Take a look at everything we've included:

  • Free Box of Checks per Year1
  • Free Paper Statement
  • Free Mobile Banking and Mobile Check Deposit2

  • Free Online Banking and Bill Pay

  • Free FirstPlus Debit Card3

  • Free 24-hour Automated Telephone Banking

  • IDProtect® – Identity Theft Protection Service* – Protect yourself and your family with our comprehensive identity theft protection service4 that includes credit file monitoring, 3-in-1 credit report monitoring of over 1,000 public databases, identity theft expense reimbursement5, fully managed resolution services, and more.

  • Up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance5 (Benefit reduces 50% at age 70.)

  • Debit Advantage™ Buyer’s Protection and Extended Warranty5 (Item(s) must be purchased entirely with eligible account.)

  • Cellular Telephone Protection5 – Receive up to $300 of replacement or repair costs if your eligible cell phones are stolen or damaged. (Cellular telephone bill must be paid through this account.)

  • Travel and Leisure Discounts* – Money-saving discounts from thousands of local and national businesses. Redeem and print coupons online or access discounts from your smartphone.

  • $hopping Rewards™*

  • Health Discount Savings* – This is not insurance.

If you're already paying for cell phone insurance, credit monitoring, a shopping rewards program or identity theft protection, add up how much you could save with First Benefits Plus Checking. Sure, free is good, but a checking account that offers so much for one low cost is even better!

What would you like to do?

Click here to see a side-by-side comparison of our checking account features

• Call us at 800-511-0045 for more information. Hours: Monday through Friday, 8 am to 7 pm and Saturday, 9 am to 2 pm Eastern Time.

• Open an account in person at one of our banking centers. Locate the banking center nearest you with the Find a Branch or ATM search on the left side of this page.

Speaking from experience

First Financial associates talk about their experiences with some of the many benefits of First Benefits Plus checking. (Selecting a name will take you to YouTube):

Your FBP newsletter

Learn about tax identity theft and what you can do to prevent it in this issue of the First Benefits Plus newsletter. Check it out here.

First Benefits Plus login. Click here to log in to you First Benefits Plus checking benefits.


* Registration/activation required.
1 One free box per year - any style or design - only valid on personal checking products excluding licensed product checks. Your free checks will be mailed to you within 2 weeks after you open your account.
Mobile Banking is free from First Financial Bank, but data and text messaging charges from your service provider may apply. Not all accounts or customers are eligible for Mobile Deposit.
3 Certain restrictions apply concerning replacement cards.
4 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, or to schools and their employees or students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee member. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
5 Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance.
Insurance products are not a deposit; not FDIC insured; not an obligation of bank; and not guaranteed by bank or any affiliated entity.

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