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Keep the car but lower the payments by refinancingWoman in her car giving a thumbs up with First


If your budget is tight or you'd just like to free up some extra money each month, refinancing your auto loan could be a practical option. Interest rates are still at historic lows, and a lower rate could help you reduce your payment, pay off your loan sooner or both. You may even qualify for additional cash back!

What's more, you'll receive an extra .25% reduction in your loan rate when you have your monthly payment automatically deducted from your First checking account.

How does refinancing work?
Stop by any First Financial banking center to fill out an application. To make the process smooth, please see our Refinance Checklist for information and documents you'll need to provide. We'll give you a quick decision -- in most cases, the same day you apply.

Click here to see our Vehicle Refinance Checklist

Vehicle paid off? Put your equity to work.
First Financial Bank allows you to borrow against the value of a vehicle that you have paid off in order to access cash for debt consolidation or other financial needs.  

Not sure about the best option? Talk to us.
The lending specialists at First Financial are "people you can talk to," and we take pride in offering down-to-earth advice about borrowing money. Stop by any First Financial banking center; we'll be happy to help you find the best lending option for your situation.


Loans subject to credit review and approval. Rates and terms may vary based on credit qualifications.

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