Cary W. Sparks
Senior Vice President and Trust Officer

Cary began his career with First Financial Bank in 1972 and is responsible for the management of Trust Services. He received his bachelor’s degree in business economics from Purdue University and is a graduate of the American Bankers Association National Trust School at Northwestern University, the Cannon Financial Institute Trust School and the Cannon Advanced Administration of Estates and Trust School. He holds a basic certificate from the American Institute of Banking and is a Certified Trust and Financial Advisor (CTFA).

Chris E. Fenimore
Vice President and Trust Officer

Chris joined First Financial Bank in 2001 after accumulating 20 years of experience in the trust industry with bank holding companies in Iowa and Indiana and with the State of Iowa. His responsibilities include management of the personal trust and employee benefit areas. He also oversees trust marketing and sales. Chris received undergraduate degrees in business from the University of Hawaii-Pacific and graduated from Drake University Law School.

Dan Callahan
Vice President and Trust Investment Officer

Dan joined First Financial Bank in January, 2007 with over 20 years of investment experience. He is a graduate of Purdue University, an Accredited Asset Management Specialist and a Chartered Wealth Advisor. Dan is responsible for the management of the trust investment process as well as individual client accounts.

Carol D. Myers
Assistant Vice President and Trust Officer

Carol joined Trust Services at First Financial Bank in 1985. She has a wide range of experience in all facets of trust administration, is a Certified Trust and Financial Advisor (CTFA) and a graduate of the Cannon Financial Institute Trust School and Graduate Trust School. She received a bachelor’s degree in business administration from Indiana State University.

Jennifer L. Hanley
Assistant Vice President and Trust Operations Officer

Since joining First Financial Bank in 1995, Jenny has gained experience in many areas of trust administration including corporate trust, employee benefits and, for the past several years, trust operations. She has a bachelor’s degree from Indiana Wesleyan University and graduated with honors from the Cannon Financial Institute Securities Operations School. She is designated as a Certified Securities Operations professional (CSOP).

Stephen M. Browning
Assistant Vice President and Trust Investment Officer

Stephen came to First Financial Bank in 2002 with 15 years of experience in accounting and investments. A Certified Public Account (CPA), he served as a revenue agent with the Internal Revenue Service and spent several years in both public and not- for-profit accounting. Stephen holds NASD series 7 and 63 licenses and received the designation of Certified Retirement Services Professional (CRSP) from the Institute of Certified Bankers.

Jo Ellen McBeth
Trust Investment Officer

Jo Ellen joined First Financial Bank as a trust investment officer in 2009 and has more than 33 years of experience in the investment and financial services industry. Originally from Monticello, Jo Ellen attended Ivy Tech Community College in Indianapolis and holds the Series 65 Registered Investment Advisor license.

Nancy Hults
Employee Benefits Officer

Nancy joined First Financial Bank in 1997, where she gained experience in all areas of employee benefits as the company’s Employee Benefits and Compensation Manager. She was promoted to the Trust Division in 2007 where her current responsibilities as the Employee Benefits Unit Manager include administering business and personal retirement plans. Nancy is currently pursuing accreditation as a Certified Employee Benefits Specialist (CEBS) and a Certified Retirement Services Professional (CRSP). She has a bachelor’s degree in organization communication and industrial psychology from Purdue University and a master’s degree in human resource development from Indiana State University.

Tammy S. Evinger
Corporate Trust Officer

Tammy joined Trust Services at First Financial Bank in 1998 after spending seven years in automotive accounting. A tax practitioner since 1995 and an Internal Revenue Service Enrolled Agent, she is a Certified Corporate Trust Specialist (CCTS) and a graduate of Cannon Financial Institute. Tammy received her bachelor’s degree in marketing from Indiana State University.

Beverly A. Christopher
Trust Tax Officer

Bev came to First Financial Bank in 1993 after 16 years in public accounting. She is a Certified Public Account (CPA) and holds memberships in the Indiana CPA Society and the American Institute of Certified Public Accountants. Bev received her bachelor’s degree in accounting from Indiana State University.

Andrew Decker-Moskowitz
Trust Officer

Andy joined First Financial Bank during 2008 after accumulating 8 years of banking and financial services experience. As trust officer, Andy is responsible for personal trust administration. Originally from Sarasota, Florida, Andy received his bachelor's degree from the University of Florida in Gainesville, and his doctorate of juris prudence from the University of Florida, Levin College of Law.

Tamra Inman
Trust Officer

Tamra has been with First Financial Bank since 2008 as a trust administrator. She has over 20 years of experience in the legal field and focuses on personal trust administration. Originally from Terre Haute, she received a bachelor’s degree in paralegal studies from Saint Mary-of-the-Woods College and her doctor of jurisprudence from the Indiana University School of Law.

Angela K. Fuller
Assistant Vice President and Trust Officer

Angela joined First Financial Bank in Robinson, Illinois during 2008 as an assistance vice president and trust officer after compiling 10 years experience in trust and estate planning and administration. A native of Robinson, Illinois, Angela attended Vincennes University and completed her bachelor's degree in finance at Indiana State University. She received her juris doctorate from the University of Tulsa College of Law.

Bob E. Ervin
Vice President

A trust officer since 2000 and vice president since 2002, Bob oversees the daily operations of Trust Services in First Financial’s Danville, Illinois, location. He grew up in Dieterich, Illinois, and received his bachelor’s degree from Eastern Illinois University in Charleston.

Ann H. Reale
Assistant Vice President and Trust Investment Officer

Ann is an assistant vice president and trust investment officer at First Financial Bank’s Danville, Illinois location where she assists trust officers and their clients with investment options for the assets held in their accounts. She is a certified financial planner and a graduate of several courses at the Cannon Trust School. Ann also holds securities licenses 7, 8, 24, and 63, as well as insurance licensees for life, health and variable contracts. She is a graduate of the University of Illinois in Champaign/Urbana with a degree in agriculture.

David B. Reynolds
Assistant Vice President, Farm Manager and Trust Officer

Dave is an accredited farm manager and an assistant vice president and trust officer in First Financial’s Danville, Illinois, region. He received a bachelor’s degree in agricultural economics and a master’s degree in farm management from the University of Illinois. Dave’s memberships include the American Society of Farm Managers and Rural Appraisers; the Illinois Society of Professional Farm Managers and Rural Appraisers; the Vermilion County Farm Bureau and the Vermilion County Ag Business Council.

John H. Terry
Trust Officer

John advises clients on their investments options and helps them with other financial need they might have. He has been in banking and trust services since 1981 and has taken courses through Midwest Trust School, Cannon Trust School and Cannon Tax School. John graduated from Illinois Commercial College in Urbana with a degree in business.

Deneen M. Schendel
Assistant Trust Officer

An assistant trust officer, Deneen administers trusts, guardianships and estates, working with clients to meet their fiduciary needs.

Mark E. Wetzel
Assistant Farm Manager and Trust Officer

Mark joined First Financial Bank in Danville in 2010 as a trust officer and member of the farm management team. An accredited farm manager, he is a member of the American Society of Professional Farm Managers and Rural Appraisers and the Illinois chapter of the organization. Mark is also a licensed real estate broker in Illinois with over 33 years of experience in the financial services industry. Mark received his bachelor’s degree in agricultural economics from University of Illinois in Champaign/Urbana.