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First Financial Bank offers fixed and adjustable rate mortgages, along with special mortgage programs to fit just about every need. For more information,
please click here to see our mortgage rates. If
you need further assistance, please contact us at 812-238-6311, or find a
mortgage expert.
Fixed Rate and Adjustable Rate Mortgages
- 10, 15, 20 and 30 year fixed rate mortgages
- 1/1, 3/1, 3/3, 5/1 and 5/5 adjustable rate mortgages
Home Possible
- 97% financing
- fixed rate
- reduced private mortgage insurance premium
- no borrower contribution required if 1 unit primary residence
- expanded credit approval
- subject to income limitations
First Beginnings Program
- low down payment
- adjustable rate mortgage
Home Sweet Home Mortgage
- 30 year fixed rate
- for borrowers with less than perfect credit
Fixer-Upper Mortgage
- purchase money plus funds for renovation
- fixed rate
- 12 months to complete renovations
Construction to Permanent Loans
- interest only payments during construction
- one closing (converts automatically to permanent mortgage upon completion)
- fixed rate
Lot Loans
- 10% down with no PMI in platted subdivisions
- amortized up to 30 years
Rural Housing Program
- no private mortgage insurance
Indiana Housing Loans
- 30 year fixed rate
- down payment assistance available for low-to-moderate income
- typically lower rate than market rate
As you shop for a home, our handy House Hunters’
Checklist can help you keep track of information about the homes you visit.
Mortgage loan calculator.
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