One card, many rewards, no annual fee

• No annual fee
• Low variable APR
• Online credit card access to view account information and make payments
• Complimentary year-end report reflecting account activity
• Shopping worldwide at millions of places that accept Visa credit cards
• Auto Rental Insurance automatically covers the repair or loss of a rental car, whenever you use your Visa card to pay for the car rental
• Convenient cash access at thousands of ATMs
• Zero Liability Protection from verified unauthorized purchases online and off
• Travel Accident Insurance at no additional charge
• Travel Assistance Services including pre-trip planning, roadside assistance, legal referrals and medical referrals
• Free additional cards for family members (must be at least 21 years of age)

Receive one point for each dollar spent, two points for each dollar of interest billed to your account. Redeem your points from a seemingly endless selection of rewards including travel, merchandise, account credit, event activities and more. Plus, earn bonus points when you shop at participating retailers.*

*See Rewards Program Rules for more information.

Contact Us
Card Info: 800-821-5184
Rewards Info: www.rewards.umb.com
Payments may be made at any banking center or mailed to:
PO Box 219736
Kansas City, MO 64121-9736